| With
escalating costs for medical care, as well as for health
insurance, it is frequently a difficult decision as to what
type of health insurance policy best meets your needs. We are
licensed and appointed with Idaho's major health insurance
companies, such as Blue Cross, Blue Shield, and
Assurant
Health (John Alden). We can customize your healthcare plan to
maximize your coverage and minimize your costs. And we can
help you cut through the health care lingo, such as
co-insurance, co-pays, deductibles, and show you how they work
in real life. There is
never a fee for our agent services. You get the same premium
rates as if you went to the company and purchased a policy
directly from them. But having us as an agent adds value to
your plan, as we are there to act as a liaison between you and
the insurance company, to contact you with any changes in your
plan, to give you a heads up on premium increases and give you
options to keep your rates lower, and to keep you aware of
additional plans that may be issued that may better meet your
needs or save you money.
We are available to work with
you in whatever manner is more comfortable with you---via the
internet, via email, via the telephone, or in person.
Student
Health Insurance Plans
Many universities and colleges
require students to have health insurance, but the plans they
provide can be expensive and have limited coverage.
We can offer you either Short
Term or Student Plans that are designed for undergraduate and
graduate college students. This plan is ideal for single
students no longer covered under their parents' health plan,
if they live outside their parents' HMO or PPO area, or are
considering a college-sponsored plan.
We will be happy to discuss
this with you at our office, or you can go to the following
link to get quotes or apply online:
(NOTE-THIS LINK TAKES YOU TO
THE ASSURANT HEALTH WEBSITE AND YOU WILL GET THEIR RATES
ONLY---FOR COMPETITIVE QUOTES, CONTACT OUR OFFICE).
I WANT PERSONALIZED SERVICE BY AN AGENT
Complete an
online application for
competitive bids:
What you can expect from us
when you complete an online application:
- an agent will review your
application and make sure all information is complete to
prevent delays in underwriting
- the agent will submit that
application to competitive companies for ratings and
quotes—the quoting process typically takes 1-2 weeks
- the agent analyzes the
quotes, prepares a summary, and presents it to you showing
an outline of coverages VS costs for all competitors
- you decide what plan best
fits your situation (or decide to take no action at this
time—there is no obligation on your part)
- You decide what policy meets
your needs and the agent takes care of getting that policy
in place. (or you may decide not to buy insurance at this
time---you are not under any obligation)
- The agent remains at your
service after the policy is issues, to answer any questions,
make any changes, or deliver any type of support you require
I WANT TO GET INFORMATION BEFORE I
FILL OUT AN APPLICATION
Call us (208.466.6677) or send
us an
email.
What you can expect from us
when you send us an email or telephone our office:
- an agent will respond to
your email to gather information from you and determine what
information you want back. You may request a “soft quote”
which gives you a ballpark rate, but does not include
underwriting from the insurance companies, or you may want
firm competitive quotes from various companies.
- The agent will send you the
information you requested---a soft quote or an application
for a firm quote
- When the agent receives your
application, it will be sent for quotes to various
companies, which typically takes 1-2 weeks.
- Once the quotes are back,
the agent will contact you and present to you a summary of
the quotes, which lists all of the options from the various
companies sides by side with their rates
- You decide what policy meets
your needs and the agent takes care of getting that policy
in place. (or you may decide not to buy insurance at this
time---you are not under any obligation)
- The agent remains at your
service after the policy is issues, to answer any questions,
make any changes, or deliver any type of support you
require.
I WANT TO SKIP
CONTACT WITH AN AGENT AND COMPETITIVE QUOTES AND GET AN
IMMEDIATE QUOTE AND POLICY ISSUE:
|
